Now here’s how I save 10,000$ in bi-weekly payments. Because I only get paid by weekly not weekly. I find it easier to just put the amount I need into my savings account right after I get my check.
Week 1 you will save 275$ you will have a total of 275$
Week 2 you will save 475$ you will have a total of 750$
Week 3 you will save 275$ you will have a total of 1,025$
Week 4 you will save 475$ you will have a total of 1,500$
Week 5 you will save 275$ you will have a total of 1,775$
Week 6 you will save 475$ you will have a total of 2,250$
Week 7 you will save 275$ you will have a total of 2,525$
Week 8 you will save 475$ you will have a total of 3,000$
Week 9 you will save 275$ you will have a total of 3,275$
Week 10 you will save 475$ you will have a total of 3,750$
Week 11 you will save 275$ you will have a total of 4,025$
Week 12 you will save 475$ you will have a total of 4,500$
Week 13 you will save 275$ you will have a total of 4,775$
Week 14 you will save 475$ you will have a total of 5,250$
Week 15 you will save 275$ you will have a total of 5,525$
Week 16 you will save 475$ you will have a total of 6,000$
Week 17 you will save 275$ you will have a total of 6,275$
Week 18 you will save 475$ you will have a total of 6,750$
Week 19 you will save 275$ you will have a total of 7,025$
Week 20 you will save 475$ you will have a total of 7,500$
Week 21 you will save 275$ you will have a total of 7,775$
Week 22 you will save 475$ you will have a total of 8,250$
Week 23 you will save 275$ you will have a total of 8,525$
Week 24 you will save 475$ you will have a total of 9,000$
Week 25 you will save 475$ you will have a total of 9,425$
Week 26 you will save 575$ you will have a total of 10,000$
That will help you budget out what you need to save from each paycheck you get. How do you save? How much do you have in your savings by the end of the year? What do you use your savings for?